Family Protection

When planning for the future, no one likes to think about all the bad things that could happen that can ultimately throw a whole lifes savings and hard work down the drain in a single day. We so often hear the phrase it wo not happen to me. However, the truth of it is no one knows what will happen to us (lets face it – the statistics are against us!) and so, the best thing you can do right now is to protect yourself against this unknown.

Our Wealth Protection service package is designed for those who are looking to address their life insurance needs, specifically, protecting your financial wealth and lifestyle objectives. Whether you are a young independent, a professional, a business owner or responsible for a family, we will be able to look after your specific personal and/or business needs.

The most important question: What will I get out of this package?

  • Peace of mind.
  • An adviser who understands the life insurance industry and who will be there for you when needed.
  • Financial protection for you and/or your family/business partner(s) from your illness, injury or death.
  • We liaise with the insurer(s) on your behalf.
  • The best outcome possible at both application and time of claim resulting from our relationship with a range of insurers.
  • Unlimited guidance and assistance in respect of your life insurance portfolio whenever you need it.
  • Relief from burdensome paperwork – we will take care of it all.
  • Appropriate cover as your circumstances change and you move through your different stages of life.
  • Ongoing education.
  • Access to the best products at a competitive price.
  • No hidden surprises at time of claim – know what you are covered for.
  • Referrals to other quality professionals i.e. lawyer, accountant, mortgage broker, etc.

Family Protection Service Package – what is included ?

  • We provide full monitoring and assistance with the implementation of insurance recommendations to make the process as seamless as possible for you.
  • An annual review of your entire life insurance portfolio where we will review each of your policies, provide recommendations (if needed) and provide you with an updated insurance schedule.
  • As a valued client, you have access to our team to answer any questions relating to your insurances held with us.
  • In the event of a potential claim, you will have our full assistance to guide you through and ensure that you understand every element of the process.

Term Insurance

Have you ever thought what will happen to your family in event of an unforeseen situation ?? Who will take care of your financial liabilities and responsibilities?? If you are covered with term insurance plan your family will get the lump sum amount as death benefit that can bring financial stability and pay off your liabilities. It is real support that your family can have if something happens to you.  Save you familys harassment by financially securing them through a term plan.

Benefits of Term Insurance

  • Get lumpsum amount in the event sudden death
  • See off all your loans and liabilities
  • Provide money so that your family continues to live with pride
  • Term Insurance also takes care of family in case of your disability or critical illness
  • Provides supplementary income in case of loss of income due to accidental disability or illness
  • Get lumpsum amount if diagnosed with critical illness
  • Additional sum insured in case of accidental death

We are the associate partners for ICICI prudential Life Insurance, HDFC Life Insurance and LIC. We help you in choosing the best plan.

Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.

Health insurance provides risk coverage against expenditure caused by any unforeseen medical emergencies. In current times of high medical inflation rates, failing to hold adequate amount of health insurance cover can prove to be a major personal finance disaster. This could lead to either poor health care because of non-affordability or spiral an individual into financial distress due to high medical bills.

There are two common mistakes when it comes to buying life insurance and health insurance:

  • People do not act at the right time.
  • When they realize that they have made a mistake they try to over-compensate by buying too much insurance.

There is a popular saying about health insurance: "Buy health insurance when you do not want it, because you may not get it when you want it."

Currently, majority of the salaried professionals are provided health insurance cover by their organizations. Majority of the employees are increasingly dependent on such health insurance cover to counter their health contingencies. However, they often fail to assess their health insurance requirements and do not realize the benefits. It is advised that professionals opt for personal health insurance cover as well.

The following points signify the importance of personal health Insurance cover.

1. Insurance cover provided by your current health insurance plan

Most of the organizations provide a basic health insurance cover. The basic health insurance might cover individuals from minor ailments and provide a decent amount of coverage. However, this amount might often be insufficient in case of a major emergency. It is important that individuals prepare themselves for such major contingencies and make a provision through adequate health insurance cover.

2. Validity of your health insurance provided by your organization

The validity of the health insurance cover provided by the organization is connected with the time span of your association with the organization. Such health insurance policies lapse once you leave the organization. A potential job change, job loss and retirement are situations when an individual faces a no health insurance condition. Individuals would then liquidate their savings or assets to meet any medical contingencies. This might affect their budgeting and financial plans they hold for achieving their goals. A personal health Insurance cover is valid as long as the payments are made.

3. Start early: Benefits of buying health insurance young

Buying a personal health insurance policy is cost-efficient while one is young and free from medical complications. The premium is lower and the policy offers comprehensive coverage in comparison to a policy purchased at an older age. As an individual grows older, the cost of the cover increases and if one develops health issues, the health insurance company tends to exclude pre-existing conditions which defeat the whole purpose of buying a health insurance. Most health insurance companies have an upper age limit for the policies, which means one would have limited options after retirement. One can enjoy the benefits of cumulative bonus in the form of no claim benefit if they renew the policy without any claims.

4. Tax benefit

The icing on the cake by opting for a personal health insurance policy is the tax benefit. Payments made towards health insurance premiums are eligible for tax deductions under section 80D of the Indian Income Tax Act. Individuals less than 65 years of age can claim a deduction of up to Rs 15,000 for the health insurance premium paid for themselves, or for their spouse, children or parents. However, it should not be the driving force behind making the decision of taking a personal health insurance policy. The need to improve risk management should be the driving force behind opting for a personal health insurance policy. One should scientifically calculate the amount of health insurance required with the help of a proficient financial advisor and make sure that they are adequately covered.
Just fill in the basic details about yourself and our insurance expert will provide you with the best premium rates.

Car Insurance

Car Insurance is a mandatory regulatory requirement so you should choose your plan wisely. A comprehensive car insurance policy covers for losses that may incur if your car gets damaged or stolen.

It is always better to compare car insurance policies as it can save large amount of money every year and give you a better coverage also. With so many companies available in the market, comparing car insurance policies can be a huge task and time consuming too. With the help of our insurance experts, we would be delighted if you provide us the opportunity to get the best premium rates for insurance policy of your car. Our comparison is completely un-biased and fair.

Just fill in the basic details about your car and our insurance expert will provide you with the best premium rates.

Two Wheeler Insurance

At TRP we help you choose the best two wheeler insurance at cheapest price. You can avail third party as well as comprehensive insurance plan for your two wheeler. It is always recommended to purchase a comprehensive two wheeler insurance policy as it provides cover against damage caused to your vehicle, to other vehicle and people as well.

Just fill in the basic details about your two wheeler and our insurance expert will provide you with the best premium rates.

Travel Insurance
Travel Insurance protects you from any unforeseen situation during transit. Situations like loss or theft of baggage, delay of flights leading to financial loss, loss of passport and other important documents and medical emergency are quite common. Travel around the globe without any worries with best travel insurance plans from top travel insurers. The best way to ensure that we can manage such an expected situation is to buy a travel insurance plan.

We at TRP help you to select from a wide range of travel Insurance basis your specific requirement:


  • International travel insurance
  • Domestic Travel Insurance
  • Corporate Travel Insurance
  • Student Travel Insurance
  • Senior Citizen Travel Insurance
  • Family Travel Insurance
  • Individual Travel Insurance
  • Multi-Trip Travel Insurance
  • Single Trip Insurance

Just fill in the basic details about your travel and our insurance expert will provide you with the best premium rates.

Home Insurance

My dream home….my sweet home…We all dream for having our own house and we put our lifes savings into buying a home but we rarely realize that our home needs a protection in the form of insurance too. Home Insurance policy protects our home from situation like burglary, fire, earthquake or destruction of house due to riots which are quite common in India.

It cover losses occurred due to natural and man-made calamities:

  • Fire
  • Flood, Cyclone, storm
  • Riots, Strike
  • Earthquake
  • Burglary and Theft

Just fill in the basic details about your home and our insurance expert will provide you with the best premium rates.

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